{"id":7199,"date":"2026-10-19T15:02:48","date_gmt":"2026-10-19T13:02:48","guid":{"rendered":"https:\/\/aktasens.fr\/?p=7199"},"modified":"2026-10-20T09:42:04","modified_gmt":"2026-10-20T07:42:04","slug":"blog-utiliser-cpf-avant-retraite","status":"publish","type":"post","link":"https:\/\/aktasens.fr\/en\/blog-utiliser-cpf-avant-retraite\/","title":{"rendered":"Using your CPF before retirement: until when and for what purpose?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"7199\" class=\"elementor elementor-7199\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8be663a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8be663a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10f6d9a\" data-id=\"10f6d9a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f730fef elementor-widget elementor-widget-accordion\" data-id=\"f730fef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2591\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2591\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quick Read \/ Summary<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2591\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2591\"><p>Your CPF (Personal Training Account) remains usable until your retirement, and at the latest until age 67. Once you retire, the account is closed and any unused rights are lost: they are neither converted into cash refunds nor credited quarters.<\/p><p>The CPF (Personal Training Account) funds certified training courses, VAE (Validation of Acquired Experience), and skills assessments. A skills assessment before retirement helps decide what to do next: continue working, adjust your end of career, or prepare for retirement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d93aa8 elementor-widget elementor-widget-text-editor\" data-id=\"7d93aa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is possible to\u2019<strong>using your CPF before retirement<\/strong> As long as you are not officially retired: afterwards, the account is closed and any unused benefits are lost. Many people only find out about this too late, when they receive their retirement notification.<\/p><p>In this article, we review the deadline, what happens to the account upon departure, and the training courses that the CPF (Personal Training Account) funds. We then explain why a skills assessment is a useful way to spend your remaining training credits: it helps prepare you for what comes next.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36a8f7e elementor-widget elementor-widget-heading\" data-id=\"36a8f7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">What if your remaining rights were used to prepare for what comes next?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f155383 elementor-widget elementor-widget-heading\" data-id=\"f155383\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can you use your CPF (Personal Training Account) just before retirement?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a228e22 elementor-widget elementor-widget-text-editor\" data-id=\"a228e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, until your official retirement date, and at the latest until <strong>67 years old<\/strong>.<\/p>\n<p>The Public Service clarifies: the CPF can be used up to age 67, or until the <strong>full retirement<\/strong> if he arrives before (<a href=\"https:\/\/www.service-public.gouv.fr\/particuliers\/vosdroits\/F10705\" target=\"_blank\" rel=\"noopener\">Public Service fact sheet on the CPF<\/a>As long as you are employed, self-employed or a job seeker and have not yet claimed your pension, your rights remain available on My Training Account.<\/p>\n<p><strong>Our advice: register and start your training before your retirement date, without waiting until the last few weeks.<\/strong>. At Aktasens, an assessment funded by the CPF (Personal Training Account) requires a 20-business-day waiting period between registration and start. Places sometimes fill up quickly at certain times, and start times may be longer.<\/p>\n<p>To find out how much you have, here&#039;s a reminder of how the account is credited:<\/p>\n<ul>\n<li><strong>An active person (full-time employee or self-employed) receives \u20ac500 per year, up to a limit of \u20ac5,000. <\/strong><\/li>\n<li><strong>Un salari\u00e9 sans qualification, un travailleur handicap\u00e9 ou une personne dans certaines autres situations re\u00e7oit 800 \u20ac par an, dans la limite de 8 000 \u20ac.<\/strong><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>After a long career, many people have reached this ceiling without ever touching it.<\/p>\n<p>To check your balance, log in to <a href=\"https:\/\/www.moncompteformation.gouv.fr\/\">My Training Account<\/a> With FranceConnect or your social security number: the available amount is displayed in euros in your space.<\/p>\n<p>If you had DIF hours (the individual right to training, before 2015), they should have been transferred to the account before June 30, 2021. Otherwise, they were lost.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-911ae56 elementor-widget elementor-widget-heading\" data-id=\"911ae56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens to the CPF (Personal Training Account) in retirement?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0794bff elementor-widget elementor-widget-text-editor\" data-id=\"0794bff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once you retire, the account is closed and your rights can no longer finance training.<\/p><p>It is not possible to get a refund of the balance, nor to transfer your rights to a relative. Only the rights registered on your <strong>Citizen engagement account<\/strong> (CEC) remain usable if you are a volunteer. At age 67, the CPF is no longer funded or usable, even if you are still working.<\/p><p><strong>The important date is the date of your pension liquidation.<\/strong>, The one from which your pension is paid. If you plan to retire at the full rate in six months, now is the time to check your balance and decide what to do with it.<\/p><p>The issue of combining work and retirement is the subject of conflicting information online. The official government policy is simple: once retirement is complete, only the rights accrued under the Personal Training Account (CEC) remain available. If your situation is unique, Mon Compte Formation (My Training Account) provides further explanation on its dedicated page. <a href=\"https:\/\/www.moncompteformation.gouv.fr\/espace-public\/jai-plus-de-67-ans-ou-je-suis-retraite-pourquoi-je-ne-peux-pas-utiliser-mon-cpf\" target=\"_blank\" rel=\"noopener\">Why can&#039;t a retiree use their CPF?<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-add3dd3 elementor-widget elementor-widget-heading\" data-id=\"add3dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What training courses can I finance with my CPF (Personal Training Account) before retirement?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ebac1 elementor-widget elementor-widget-text-editor\" data-id=\"a3ebac1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The CPF finances specific actions, listed on Mon Compte Formation, and not just any training course.<\/p><p>Eligible training programs include certified training (diploma, professional qualification, certification listed in the specific directory), VAE (Validation of Acquired Experience), skills assessments, certain driver&#039;s licenses, and certain business creation training programs. For courses presented as &quot;retirement preparation,&quot; please check on [website\/platform name]. <a href=\"https:\/\/www.moncompteformation.gouv.fr\/\" target=\"_blank\" rel=\"noopener\">My Training Account<\/a> that the training is included before relying on it.<\/p><p><strong>The pre-retirement plans we most often see among the people we support:<\/strong><\/p><ul><li>create a business or micro-enterprise to carry out an activity at one&#039;s own pace after leaving\u00a0<\/li><li>to train for a personal care profession, such as kinesiology, provided that the chosen training is eligible for CPF funding.\u00a0<\/li><li>to train in artificial intelligence, to remain comfortable in one&#039;s current position or in a future activity\u00a0<\/li><li>learning a language, or having your experience validated through a VAE (Validation of Acquired Experience)<\/li><\/ul><p>\u00a0<\/p><p>Before choosing, ask yourself this question: <em>Does this training serve a specific purpose, or is it simply a way to spend your CPF balance?<\/em><\/p><p>Training chosen hastily to avoid losing one&#039;s rights rarely proves useful after retirement.<\/p><p>Skills assessment has a special place in this list: it does not train you for a job, it helps you choose which training to pursue, or to decide whether to pursue one and to prepare for the end of your career serenely.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dad1a2 elementor-widget elementor-widget-heading\" data-id=\"9dad1a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A skills assessment, to prepare for what comes next<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2faf1ef elementor-widget elementor-widget-text-editor\" data-id=\"2faf1ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The skills assessment can be financed by the CPF, and it serves precisely to build what comes next.<\/p>\n<p>Since February 26, 2026, the CPF finances an assessment up to <strong>1 600 \u20ac<\/strong>. A contribution of \u20ac150 remains your responsibility, unless you are a job seeker or your employer contributes to your CPF.<\/p>\n<p><strong>A condition to be verified<\/strong> : not having had a balance sheet financed by public funds during the <strong>last 5 years<\/strong>. Details of the solutions are available on our page for <a href=\"https:\/\/aktasens.fr\/fr\/nos-bilans-de-competences\/\">finance your skills assessment<\/a>.<\/p>\n<p>Before retirement, the assessment helps you take stock of what you know how to do and what you like to do. <strong>It also helps you choose between continuing as you are today, planning your end of career or preparing for an activity for retirement: volunteering, self-employment, passing on your know-how.<\/strong><\/p>\n<p><strong>The assessment takes place in three phases over approximately three months.<\/strong>.<\/p>\n<ul>\n<li>The preliminary phase analyzes your request.<\/li>\n<li>The investigation phase explores your interests, motivations, skills and values, with field research involving people who are engaged in the activity that attracts you.<\/li>\n<li>The conclusion phase provides you with a written summary and an action plan.<\/li>\n<li>A follow-up interview takes place 6 months later<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p><em>Sandrine, 62, was afraid of losing her pension rights. She thought a skills assessment would help her approach retirement with more peace of mind. Today, she works part-time as a self-employed wealth manager and is involved in her community as a municipal councilor.<\/em><\/p>\n<p><em>Anonymized route<\/em><\/p>\n<p>Si vous avez entre 50 et 60 ans, nous expliquons dans un autre article \u00e0 quoi sert de faire un bilan de comp\u00e9tences \u00e0 55 ans. Et si c&rsquo;est surtout le changement de rythme qui vous inqui\u00e8te, lisez notre article pour <a href=\"https:\/\/aktasens.fr\/fr\/puis-je-preparer-ma-retraite-en-faisant-un-bilan-de-competences\/\">preparing for retirement psychologically<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbe87a5 elementor-widget elementor-widget-heading\" data-id=\"bbe87a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Choosing Yourself: Our Assessment for People Approaching Retirement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0879fd8 elementor-widget elementor-widget-text-editor\" data-id=\"0879fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For this step, we propose <strong>Choosing Yourself<\/strong> : 10 sessions and 18 hours of support over approximately 3 months, for \u20ac2,350.<\/p><p>Let&#039;s be clear: the CPF (Personal Training Account) covers up to \u20ac1,600, so you&#039;ll need to finance approximately \u20ac750 yourself. This additional funding can come from your employer, your OPCO (Skills Operator), or your own funds. We&#039;ll discuss the best option with you during our initial consultation.<\/p><p><strong>The package includes one module of your choice<\/strong> : Confidence (emotional intelligence with EQ-i 2.0), New impetus (neurofeedback), Emergence (four coaching sessions after the assessment), Performance (neuroscience with OMIND Impulse), or Reconnection (Human Design and Gene Keys).<\/p><p>The assessment can be done in person or remotely. Full details are available on the [website\/page name] page. <a href=\"https:\/\/aktasens.fr\/fr\/nos-bilans-de-competences\/nos-bilans-de-competences-individuels\/\">our skills assessment Choosing Yourself<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3485b4e elementor-align-center elementor-widget-mobile__width-initial elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3485b4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/contact-aktasens\/30min\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book your free call (30 min)<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f05aa8c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f05aa8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ce7e4 elementor-widget elementor-widget-heading\" data-id=\"46ce7e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea5b20e elementor-widget elementor-widget-tp-accordion\" data-id=\"ea5b20e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tp-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n<div class=\"theplus-accordion-wrapper elementor-accordion\"\r\n    id=\"accordion6ad823fc3df4e\" data-accordion-id=\"accordion6ad823fc3df4e\"\r\n    data-connection=\"\"\r\n    data-accordion-type=\"accordion\"\r\n    data-heightlight-text>\r\n\r\n            <div class=\"theplus-accordion-item\" >\r\n            <div id=\"elementor-tab-title-2451\" class=\"elementor-tab-title plus-accordion-header active-default text-left\" tabindex=\"2451\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2451\" aria-expanded=\"true\">\r\n                <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed fa fa-plus\"><\/i><i class=\"elementor-accordion-icon-opened fa fa-minus\"><\/i><\/span>\r\n                <span style=\"width:100%\">How can I use my CPF account for retirement?<\/span>                            <\/div>\r\n\r\n                        <div id=\"elementor-tab-content-2451\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content active-default\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2451\">\r\n                <div class=\"plus-content-editor\" ><p>By financing training or a skills assessment before your departure date. Log in to your Mon Compte Formation account, choose an eligible course, and register, taking into account the start date. A skills assessment is the most direct option if you want to prepare for what comes next (see the section on skills assessments above).<\/p><\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"theplus-accordion-item\" >\r\n            <div id=\"elementor-tab-title-2452\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2452\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2452\" aria-expanded=\"false\">\r\n                <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed fa fa-plus\"><\/i><i class=\"elementor-accordion-icon-opened fa fa-minus\"><\/i><\/span>\r\n                <span style=\"width:100%\">Can I withdraw the money from my training account in retirement?<\/span>                            <\/div>\r\n\r\n                        <div id=\"elementor-tab-content-2452\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2452\">\r\n                <div class=\"plus-content-editor\" ><p>No. Any unused rights at the time of departure are lost. They are neither refundable nor transferable to a relative.<\/p><\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"theplus-accordion-item\" >\r\n            <div id=\"elementor-tab-title-2453\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2453\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2453\" aria-expanded=\"false\">\r\n                <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed fa fa-plus\"><\/i><i class=\"elementor-accordion-icon-opened fa fa-minus\"><\/i><\/span>\r\n                <span style=\"width:100%\">Is it possible to convert one&#039;s CPF (Personal Training Account) into retirement quarters?<\/span>                            <\/div>\r\n\r\n                        <div id=\"elementor-tab-content-2453\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2453\">\r\n                <div class=\"plus-content-editor\" ><p>No. The CPF is only used to finance training courses, a VAE (Validation of Acquired Experience) or a skills assessment. It has no effect on the calculation of your pension.<\/p><\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"theplus-accordion-item\" >\r\n            <div id=\"elementor-tab-title-2454\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2454\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2454\" aria-expanded=\"false\">\r\n                <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed fa fa-plus\"><\/i><i class=\"elementor-accordion-icon-opened fa fa-minus\"><\/i><\/span>\r\n                <span style=\"width:100%\">Until what age can you use your CPF?<\/span>                            <\/div>\r\n\r\n                        <div id=\"elementor-tab-content-2454\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2454\">\r\n                <div class=\"plus-content-editor\" ><p>Up to age 67, or until your retirement if it occurs earlier. Beyond that, only the rights of the Citizen Engagement Account remain usable, for volunteers and those involved in voluntary work.<\/p><\/div>\r\n            <\/div>\r\n                    <\/div>\r\n                <div class=\"theplus-accordion-item\" >\r\n            <div id=\"elementor-tab-title-2455\" class=\"elementor-tab-title plus-accordion-header no text-left\" tabindex=\"2455\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2455\" aria-expanded=\"false\">\r\n                <span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\"><i class=\"elementor-accordion-icon-closed fa fa-plus\"><\/i><i class=\"elementor-accordion-icon-opened fa fa-minus\"><\/i><\/span>\r\n                <span style=\"width:100%\">Can I use my CPF (Personal Training Account) during phased retirement?<\/span>                            <\/div>\r\n\r\n                        <div id=\"elementor-tab-content-2455\" class=\"elementor-tab-content elementor-clearfix plus-accordion-content no\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2455\">\r\n                <div class=\"plus-content-editor\" ><p>Yes. In phased retirement, you have not yet taken your full retirement: your CPF remains available, for example for an assessment that helps you organize these last years of work and the future.<\/p><\/div>\r\n            <\/div>\r\n                    <\/div>\r\n        \r\n<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Your CPF (Personal Training Account) remains usable until your retirement, and at the latest until age 67. How long can you use it, for which training courses, and why is a skills assessment a good final use?.<\/p>","protected":false},"author":1,"featured_media":6236,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-7199","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bdc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Peut-on utiliser son CPF juste avant la retraite ? 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