{"id":2029,"date":"2026-11-01T10:27:00","date_gmt":"2026-11-01T09:27:00","guid":{"rendered":"https:\/\/aktasens.fr\/?p=2029"},"modified":"2026-11-01T11:40:54","modified_gmt":"2026-11-01T10:40:54","slug":"puis-je-preparer-ma-retraite-en-faisant-un-bilan-de-competences","status":"publish","type":"post","link":"https:\/\/aktasens.fr\/en\/puis-je-preparer-ma-retraite-en-faisant-un-bilan-de-competences\/","title":{"rendered":"How to prepare for retirement psychologically?"},"content":{"rendered":"
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tQuick Read \/ Summary<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Preparing for retirement psychologically means anticipating what work provided (a role, a rhythm, relationships) and deciding what you want to build in its place. Ideally, you should start at least a year before leaving, to test out projects while you're still working.<\/p>

Maintaining a routine, connections, and meaningful activities helps during the first few months. A skills assessment or coaching can support this stage.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Preparing for retirement psychologically<\/strong>, It's about anticipating what you'll lose by leaving your job (a role, a routine, relationships) and deciding what you want to build next. Leaving is anticipated for years, then it happens in a single day, and many people are surprised by how they feel.<\/p>

In this article, we explain why this transition is so disruptive, at what age to start preparing for it, and what questions to ask yourself. We also discuss the fear of retirement and the first few months, and how support can help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t
\u00ab"I'm no longer going to be of any use to anyone." And what if that's precisely where we should start?<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Why is the transition to retirement so disruptive?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Work gives you status, a schedule, and a network of relationships. Retirement takes them away on the same day.<\/p>

First, there's the question you're asked at a dinner party: \u00ab"And what do you do?"\u00bb<\/em>. For forty years, you had a simple answer. Overnight, it's gone, and a part of your professional identity is shaken.<\/p>

Then there's the rhythm. Waking up, meetings, deadlines structured your weeks. Without them, the days can seem long, or on the contrary, fly by without you knowing why.<\/p>

Your professional circle also fades away. Colleagues carry on without you, news arrives less frequently, and you then realize the importance these relationships held.<\/p>

Finally, the couple's life changes. Two people who used to spend their days apart must reinvent how they live together.<\/p>

\u00ab"We thought we knew each other, but in fact we were constantly at each other's throats. It almost fell apart. We had to adjust the way we viewed our daily lives, both together and separately."\u00bb<\/em><\/p><\/blockquote>

The phrase we hear most often, however, can be summed up in a few words: \u00ab"I'm no longer going to be of any use to anyone."\u00bb<\/em><\/strong> It says the essence of what is worrying: the feeling of usefulness, more than money or free time.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

At what age should you start preparing for retirement?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Start at least one year before departure<\/strong>, and earlier if you can: you'll have time to test projects while you're still working.<\/p>

A year is enough time to explore your interests, try volunteering, research training programs, or start a micro-business, without the pressure of leaving. Two or three years is even better if you're considering a project that requires extensive training.<\/p>

A meeting can serve as a starting point: the career development interview that your employer must organize in the two years preceding your 60th birthday<\/strong> (Article L6315-1 of the Labour Code<\/a>It addresses job retention and end-of-career arrangements, such as part-time work or phased retirement. It's a good time to think about what comes next, and to come up with some ideas.<\/p>

Another reason not to wait: Your training account remains usable until your official departure date, then it is closed.<\/strong>. We explain how in another article. using your CPF before retirement<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

Questions to ask yourself before leaving<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Before you leave, a few simple questions can help you see what you want to keep, stop, and start:<\/p>